The Division of Housing and Community Development maintains comprehensive housing policies and programs that provide fair, affordable options in homeownership and rental opportunities. Housing programs administered by the City include inclusionary housing (MPDUs and WFHUs), closing cost and down payment assistance for first-time homebuyers and deferred loans for homeowners and qualified tenants who wish to make their homes accessible and visitable for anyone with a disability. City residents seeking rental and utility assistance should contact the City’s Community Services Division.
The Gaithersburg Resident Accessibility and Stabilization Program, GRASP, provides 0% deferred loans for accessibility upgrades for qualified City of Gaithersburg residents to add modifications to their homes.
The Gaithersburg Assistance Loan Program (GHALP) provides closing cost and down payment assistance to eligible first-time homebuyers who purchase within the City of Gaithersburg corporate limits.
The Community Heroes Program is a partnership between the City and the Federal Home Loan Bank of Atlanta (FHLB) to welcome teachers and first responders to purchase their first home in the City. Grant funds from the FHLB member banks, coupled with loan funds from the City, can be used for closing costs, down payment assistance or other eligible costs.
The City of Gaithersburg requires that new developments of 20 or more rental or purchase units, set aside 15% as moderately priced.
The goals of the CDBG Program are to provide decent housing, a suitable living environment, and expanded economic opportunities, principally for low- and moderate-income persons.
The City of Gaithersburg is committed to ensuring fair housing for all. The City has prepared an Analysis of Impediments to Fair Housing Choice to respond to the demographic and housing changes that have occurred in the City within the past decade.
In addition to providing information about the law, the Neighborhood Services Staff is charged with mediating landlord-tenant disputes relating to properties in the City.
The Neighborhood Services Team is responsible for administering and enforcing a wide variety of City Codes regarding property maintenance, public nuisances, rental housing, landlord-tenant relations, vendors, and home-based businesses.
All rental properties (including apartments and single-family dwellings) must be licensed every two years. Prior to issuing the final rental license, staff conducts a complete interior and exterior inspection to ensure the dwelling is safe and in compliance with all applicable housing codes.